Credit Counseling, Debt Consolidation or Bankruptcy ?

Posted on February 3, 2018. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: , , , |

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Are you considering debt relief through a consumer credit counseling  or debt consolidation service ?  You may be surprised to learn that they can do more harm than good to your credit.  Many times, bankruptcy is a better option, and we will be happy to sit down with you and thoroughly discuss your personal financial situation in order to help you decide what is the best solution your financial problems.  In analyzing your particular situation, we always consider if there is an alternative to filing bankruptcy.  The decision to file bankruptcy is a difficult choice for many people to make.  A bankruptcy will have an effect, in some fashion, on your future credit.  Bankruptcy, though,  does not totally destroy your ability to get credit in the future.  The decision to file bankruptcy must be carefully made in consultation with an attorney. Contact us at Kentucky Bankruptcy Attorney John Rogers at johnrogers@glasgow-ky.com or 270-651-7777.

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So You Have Decided To Use a Debt Management Company To Help You With Your Bills

Posted on May 20, 2015. Filed under: Chapter 13 Bankruptcy, Consumer Alerts, Reorganization of Debts | Tags: , , , |

If you have decided to use the services of a debt management or debt consolidation company, keep in mind that you may be much better off consolidating your debt under Chapter 13 of the United States Bankruptcy Code. You set the plan approved by the Court and make payments pursuant to a Federal Court order that:

1. Stops interest for unsecured creditors

2. Stops late fees

3. Stops and prevents lawsuits

4. Stops harassing telephone calls

Most debt management or debt consolidation plans do not do these things for you.

Have a lawyer with extensive bankruptcy experience review your financial situation and advise you of the options available to you.

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Congratulations ! … you have decided to use a debt managment company to help you with your bills

Posted on November 18, 2014. Filed under: Chapter 13 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: , , , |

If you have decided to utilize the services of a debt management or debt consolidation company, keep in mind that you may be much better off consolidating your debt under Chapter 13 of the United States Bankruptcy Code. You set the plan approved by the Court and make payments pursuant to a Federal Court order that, stops interest for unsecured creditors , stops late fees, and stops harassing telephone calls.

Contact the Office of John Rogers, Attorney at Law for a free initial consultation prior to signing up with the consumer credit counseling service and have a lawyer with extensive bankruptcy experience review your financial situation and advise you of the options available to you.

You can contact the Office of John Rogers, Attorney at Law at johnrogers@glasgow-ky.com or toll free at 1-888-651-9353 .

John Rogers, Attorney at Law is Board Certified – Consumer Bankruptcy Law – American Board of Certification

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Debt Consolidation Companies versus Chapter 13 Bankruptcy

Posted on January 28, 2014. Filed under: Chapter 13 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: , , |

calculator

If you have decided to utilize the services of a debt management or debt consolidation company, keep in mind that you may be much better off consolidating your debt under Chapter 13 of the United States Bankruptcy Code. You set the plan approved by the Court and make payments pursuant to a Federal Court order that, stops interest for unsecured creditors , stops late fees, and stops harassing telephone calls.

Contact the Office of John Rogers, Attorney at Law for a free initial consultation prior to signing up with the consumer credit counseling service and have a lawyer with extensive bankruptcy experience review your financial situation and advise you of the options available to you.

You can contact the Office of John Rogers, Attorney at Law at johnrogers@glasgow-ky.com or toll free at 1-888-651-9353 .

John Rogers, Attorney at Law is Board Certified – Consumer Bankruptcy Law – American Board of Certification

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