Lets talk about your bills …

Posted on June 19, 2017. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: |

The bankruptcy law is designed to protect and help persons and businesses who find themselves trapped in a situation in which they can not survive without help.

It  can also allow a way to restructure the debt owed to the benefit of themselves and the people they owe.

You may be able to use the law to help you out of a bad situation. Most attorneys and lawyers offer free, no obligation meetings to see if the law can help you. It may be worth a shot to see if it can help you.

Give us a call today if you want to talk.

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We are Here to Help … Plain and Simple

Posted on August 17, 2016. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: , , |

If you are having difficulty paying the bills in your home or business, we may be able to help.

We are a small law firm that prides itself in providing one on one personal service to folks that may be considering bankruptcy or other ways to help with their financial situation.

We care about helping and would consider it an honor to talk with you about your debt and finances. We know bills are not an easy thing to discuss, but we are here to help.

Our first meeting is free and there is no obligation.

You can email us at johnrogers@glasgow-ky.com or call toll free at 1-888-651-9353.

We look forward to talking with you.

 

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Do you need help with bills ?

Posted on June 2, 2016. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney, Uncategorized | Tags: , , |

The bankruptcy law is designed to protect and aid persons and businesses who find themselves trapped in a situation in which they can not survive without help. It  can also allow a way to restructure their debts to the benefit of themselves and their creditors. You may be able to use the law to help you out of a bad situation. Most attorneys and lawyers offer free, no obligation meetings to see if the law can help you. It may be worth a shot to see if it can help you.

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Unpaid Bills ? … Some Good Practical Advice

Posted on April 12, 2016. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: , |

Do you have unpaid bills ?  This article outlines some good practical advice to follow when dealing with your bills and unpaid debt.

If you have tried these tips, and are still having trouble, it may be time to talk with a bankruptcy lawyer. Most bankruptcy lawyers will be happy to discuss your situation without charge, offering what most call a “free consultation” to see if bankruptcy is an option. This “free” meeting can be a good use of  your time, as you may discover options available to you to deal with your bills … options that you did not know you had.

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Looking at Your Bills ?

Posted on January 5, 2016. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney, Uncategorized | Tags: , |

bills piling up

If you are looking at your bills today and feel that they are a burden to your life, you should probably call a consumer bankruptcy attorney or lawyer.  Most will be glad to meet with you for a free, no obligation appointment to discuss your options for resolving these issues. You are not alone. Call someone for help.

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Happy New Year ?

Posted on December 30, 2015. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: , , , , , , , , , , |

It can be. When you consider the bills you owe, the first of the year can be a great time to consider getting a fresh start and putting some of those bills behind you. There are many legal options to assist you and an attorney can review those options with you. Chapter 7 or Chapter 13 bankruptcy may be one of those options.

At Kentucky Bankruptcy Attorney John Rogers, we are now accepting new clients for bankruptcy for the coming year. Give us a call today to discuss your financial situation. Call 1-888-651-9353 toll free to schedule your visit with us ! We look forward to helping you get a great beginning to the new year !

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Can we help you today ?

Posted on November 25, 2015. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney, Uncategorized | Tags: , , , , , , , , |

office

We are a consumer bankruptcy law firm helping persons and businesses with their financial situation.  If you believe we can be of assistance to you, please contact us today at johnrogers@glasgow-ky.com  or toll-free at 1-888-651-9353 and put our experience to work for you.  We offer a free initial consultation and we are available to accommodate your schedule and meet with you on weekends or during the evening.

We are located in Glasgow, Kentucky at 111 West Wayne Street, one block off of the Square in Glasgow.  Glasgow is conveniently located on the Louie B. Nunn Cumberland Parkway, for those traveling from west or east of Glasgow

We are Certified, Consumer Bankruptcy Law, American Board of Certification… one of the few attorneys in Kentucky so certified www.abcworld.org

We are an active member of the National Association of Consumer Bankruptcy Attorneys, serving as Kentucky State Chair of this organization. www.nacba.com

We are also have been designated a debt relief agency by Congress and the United States Supreme Court and we provide legal assistance to consumers seeking relief under the Bankruptcy Code.

Also, be sure to check out our other website address of www.bankruptcy.ky for more information on filing bankruptcy and John Rogers, Attorney at Law

John Rogers, Attorney at Law is also a member of the National Bankruptcy Forum , consisting of knowledgeable bankruptcy attorneys who are willing to share their expertise to assist you in learning about the bankruptcy process.

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Looking at Your Bills ?

Posted on September 9, 2015. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: |

If you are looking at your bills today and feel that they are a burden to your life, you should probably call a consumer bankruptcy attorney or lawyer.  Most will be glad to meet with you for a free, no obligation appointment to discuss your options for resolving these issues. You are not alone. Call someone for help.

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So You Have Decided To Use a Debt Management Company To Help You With Your Bills

Posted on May 20, 2015. Filed under: Chapter 13 Bankruptcy, Consumer Alerts, Reorganization of Debts | Tags: , , , |

If you have decided to use the services of a debt management or debt consolidation company, keep in mind that you may be much better off consolidating your debt under Chapter 13 of the United States Bankruptcy Code. You set the plan approved by the Court and make payments pursuant to a Federal Court order that:

1. Stops interest for unsecured creditors

2. Stops late fees

3. Stops and prevents lawsuits

4. Stops harassing telephone calls

Most debt management or debt consolidation plans do not do these things for you.

Have a lawyer with extensive bankruptcy experience review your financial situation and advise you of the options available to you.

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What is bankruptcy and can it help you with what you owe ?

Posted on May 14, 2015. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: , , , |

Although bankruptcy cases can be complex, many of the procedures and cases are routine. Before filing a bankruptcy case, you or your attorney should analyze your eligibility for different forms of debt relief available under the Bankruptcy Code and which form of relief is most beneficial to you. Be sure you understand the relief you can obtain and its limitations.

To file a bankruptcy case, documents called a Petition, Schedules, and Statement of Financial Affairs, as well as in some cases a Statement of Intention need to be prepared correctly and filed with the bankruptcy court. You will have to pay a filing fee to the bankruptcy court.

Once your case is filed, you will have to attend a first meeting of creditors where you will be questioned under oath by a court official called a “trustee”. At this meeting you may also be questioned by your creditors.

If you choose to file a Chapter 7 case, you may be asked to reaffirm a debt. You may want help deciding whether to do so. A creditor is not permitted to coerce you into reaffirming debts.

If you choose to file a Chapter 13 case in which you repay your creditors what you can afford over a 3 to 5 year period, your attorney will help you in preparing your Chapter 13 plan and with the confirmation hearing on your plan which will be before a Federal Bankruptcy Judge.

If you select another type of relief under the Bankruptcy Code other than chapter 7 or chapter 13, you will want to find out what should be done from someone familiar with that type of relief.

Your bankruptcy case may also involve litigation. You are generally permitted to represent yourself in litigation in bankruptcy court. BE AWARE – Only an attorney can give you legal advice and can represent you in court.

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