What makes an exceptional bankruptcy attorney ?

Posted on May 25, 2017. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney, Uncategorized | Tags: |

An excellent post by a bankruptcy attorney I respect greatly, Cathy Moran:

One Trait Makes a Bankruptcy Lawyer Great

An excerpt:

“Great bankruptcy lawyers take the broad view.  They look backwards and forwards from the filing date before uploading the petition.  Because bankruptcy rights and consequences flow from both the past and the future.”

Thanks, Cathy, for sharing with the public the trait that separate the average bankruptcy lawyer from the exceptional !

Update: Cathy also posted her comments to an ABI commission on suggested changes in consumer bankruptcy law.  Here is a link to her comments.  I commend them to you!

 

 

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Are you behind on your home loan and the bank is trying to foreclose ?

Posted on October 29, 2015. Filed under: Chapter 13 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: , , , , , , , , |

One option to consider when you are behind on your home and the bank is trying to foreclose is Chapter 13 Bankruptcy.

In Chapter 13 Bankruptcy, you can put in a plan, to pay back over time, what you are behind.

After filing Chapter 13 Bankruptcy, you then begin again making your regular monthly payment.

Chapter 13 Bankruptcy is a very powerful tool to enable homeowners to save their home.

It is very important, though, that you discuss your options with an attorney who is experience in Chapter 13 Bankruptcy.  Many attorneys file a few bankruptcy cases a year, but do not file very many Chapter 13 Bankruptcies.

When you call a bankruptcy attorney to discuss your options, ask the staff or attorney how many current Chapter 13 Bankruptcy cases they are handling.

Many bankruptcy lawyers will meet with you for free on the first meeting to discuss your options, so don’t be afraid to make the call to see if they can help you.

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Our Clients Talk About Their Experience With Our Office

Posted on October 6, 2015. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: , , , , , |

” You have an excellent reputation in the local area. You are organized, professional and really know how to put a client at ease during a hard time in their life. After seeing how unorganized some other attorneys were at court, I was thankful I had your office helping me and not someone else. Thank you all so much.” – Carol

“Any questions I had I could always talk to someone directly. I would recommend your office to other people. ”

– Jeff

“All questions were answered in a manner that we could understand. We were never rushed and everyone we worked with was always kind and polite.” – Joe

“(another attorney) said that John Rogers was the only one he knew who could sort out my difficult situation and that he himself could not help me. Thank you for being there for me. You were my friends when I have been at my lowest. You helped me and encouraged me. God bless all of you. I am so thankful for you all.” – DKC

“Someone was always able to answer my questions. I felt like everyone there actually cared about helping me with my situation and wasn’t just after collecting my money. ” -Julie

“I will definitely recommend this office simply for the professionalism and understanding.” -Melissa

“The staff was very easy to talk to, as was Mr. Rogers, and very knowledgeable. We felt very comfortable.” -Brent

“It was a relief to us to have someone like you to represent us. You were very professional, extremely well organized and obviously experienced in cases like ours.” -Kathleen

“Always willing to listen and answer my questions. All of the staff, as well as Mr. Rogers, went beyond the call of duty.” – Diana

“During my meetings, I didn’t feel like I was looked down on. Mr. Rogers was so nice.” -Annette

“Everybody was always so friendly and willing to help me in any way. I would just like to thank John for walking me through this whole process. Everything he told me was correct. ” -Anna

“Everyone was very helpful. No matter how many times I called or how many questions I had.” -Danny

“John Rogers was very polite and accurate in his job and very fast in getting the job done. He is a very good attorney” – Carolyn

“Made us feel like it was okay to go this route and didn’t make us feel ashamed or foolish.” -Victor

“I would recommend people to your office if they were looking for a good attorney. ” – Susan

“Prayer helped us choose your firm. We saw your ad and felt very comfortable with you. ” – Mike

“We didn’t think anyone could be as great…” -Wayne

“All the staff was friendly and helpful. I never felt judged or ashamed for my situation. Everything went smoothly and as expected.” “Every time I called with a question or concern, whoever answered the phone was always helpful and knowledgeable of who I was and what I needed to know. Any messages I left were returned quickly.” -Mike

“All friendly and helpful with any and all questions that I had during a stressful period in my life” -Kimberly

“Very kind and understanding of our problem” -Brian and Teresa

“Payment plan and the cost was good. We will tell everyone we know about him” -Contessa

“From my very first visit, Mr. Rogers made me feel better about myself and what I had to do. All the staff and Mr. Rogers were the best.” -Annette

“The staff was very friendly and easy to talk to. John Rogers was also very friendly and easy to talk to.” -Julie

“Thank You for all you have done. I feel much better than I have since my husband’s passing. The stress has lifted immensely. ” -Vivian

“Always there when we needed you and it didn’t take long to wait for things to get done.” -Gene and Gloria

“Thanks for helping when no one else would !” -Shelia

“I thank God for all of you. Thank you for being so good to me. Keep God in your services.” -Geneva

“You all made me feel comfortable going through this Bankruptcy. Not at anytime did you make me feel belittled getting into this situation.” -Richard

“They accepted my handicap, I couldn’t make steps, and came downstairs.” -anonymous

“Everyone was very nice. No one wants to file bankruptcy. We never felt like anyone was judging us. It was a great relief. We are very grateful for your services.” -Roy and Keatina

“Open and willingness to help in time of distress, and handicapped convenience” -Octava

“Thanks for helping us begin again after our business failed” -Jason and Bridgett

“Professional, discreet, and helpful” -anonymous

“Your staff and you were so nice to us, you made an unpleasant experience as pleasant as you could. … You all go the extra mile. As a matter of fact, we have already recommended you to other people.” -Michael and Linda

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Congratulations ! You have finally made the decision to talk with a bankruptcy attorney about your debt.

Posted on September 9, 2014. Filed under: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney | Tags: , , |

smiling person

Congratulations ! You have finally made the decision to talk with a bankruptcy attorney about your debt.

Once you have made this decision, then it becomes important to find the right attorney to help guide you. Here are a few tips that I think are important in finding the right attorney to talk with.

If possible, ask friends or family in the community where you live if they have ever had any experiences in talking with or being represented by a bankruptcy attorney. If this is not practical, or you don’t feel comfortable doing this, you may want to talk to an attorney in the community that you know or has represented you or a family member with another legal matter. Chances are that attorney may not handle bankruptcy matters, but most will know of the right attorney to refer you to assist you with bankruptcy. It is very common for attorneys that practice in one area to know who is the best attorney in another area of law that they do not practice in. They almost always want to be able to steer you in the right direction.

Also, you may want to check either on the internet or the yellow pages of your local phone directory. Most attorneys that handle cases primarily in one particular area of law, such as bankruptcy, will want consumers to know that and will advertise or make that known either through a website or yellow pages advertisements. The internet may be the more up to date place to check, as studies have shown that most folks find out about services now through websites as opposed to the yellow pages.

You may want to know if the attorney is Board Certified in Consumer Bankruptcy Law by the American Board of Certification. This organization is the only certification group in the United States that give board certification in bankruptcy law. Generally, an attorney that has taken the steps needed to obtain certification will have a deep knowledge of bankruptcy law and how it can assist you. Also, you may want to know if the attorney is a member of the National Association of Consumer Bankruptcy Attorneys. This voluntary professional association is the largest group to assist in the professional development of lawyers that primarily represent consumers seeking relief under the bankruptcy law. This group has two meetings per year where attorneys discuss new and changing areas of the law and discuss developing ways to assist their clients. Again, generally, if an attorney is a member of this group, he or she has taken a special interest in staying current on legal issues to best represent their clients.

Finally, when you finally meet with the attorney, ask them how many cases they typically handle per month. This will give you a good indication of their experience level and how they may best help you. Just as when deciding on a surgeon, you would not want an attorney that only handles 1 or 2 bankruptcy cases every few months. It would most likely be best to have someone who appears in court regularly and has the broad experience to assist you.

These are some general guidelines to use when searching for a bankruptcy attorney. We will discuss more in upcoming posts.

photo credit: reallocalcelebrity via photopin cc

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