What can be done if a debtor falls behind in payments after filing a Chapter 13 case?

Posted on June 5, 2013. Filed under: Chapter 13 Bankruptcy, Consumer Bankruptcy Attorney, Reorganization of Debts | Tags: |

Debtors who have unexpected financial problems in a Chapter 13 case should immediately consult with their attorneys. It is often possible to deal with changed circumstances by amending the Chapter 13 plan. Also, it is sometimes possible to add to the plan debts that were incurred after the Chapter 13 case is filed, so that they will be discharged with other debts at the completion of the plan. Finally, even after the plan is completed and the debtor receives a discharge in Chapter 13, if unexpected circumstances arise that again make it impossible for the debtor to deal with new bills, the debtor may be able to file another bankruptcy case.

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