Do all creditors have to be listed on bankruptcy schedules in Chapter 7?

Posted on April 23, 2009. Filed under: Uncategorized |

Yes.  All of the debts have to be scheduled, with the name and address of the creditors.  This is so that they can recieve notice of the bankruptcy, and get thier fair share of any money that is paid to creditors.  Sometimes debtors think that they want to continue to pay the debt.  This would violate the law, and it is unnecessary, because a debtor cna always choose to pay a debt voluntarily, even though the debt has been discharged and there is no legal obligation to make the payment.  However, creditors are prohibited from taking any action to collect discharged debts.

For further information on this or other topics related to filing bankruptcy, please contact the Office of John Rogers, Attorney at Law at or toll free at 1-888-651-9353.  We will be more than happy to assist you.

John Rogers, Attorney at Law is Board Certified – Consumer Bankruptcy Law – American Board of Certification  and is a member of the National Association of Consumer Bankruptcy Attorneys

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